Mortgage Fraud Defense Attorney in Phoenix, AZ

Mortgage fraud in Phoenix involves twisting or excluding crucial information on documents in order to deceive borrowers, lenders, and other officials. Arizona views a crime of this nature in an extremely harsh light and classifies all forms as a felony. The penalties can range from prison time to fines up to $150,000. If you’re facing mortgage fraud charges or expect you may in the near future, you should reach out to our law firm immediately. Otherwise, your future could be at risk. 

At Charity Clark Law, our team approaches every case with compassion and understanding. We leave all bias behind, only allowing room for in-depth analysis and strategy planning. Our criminal defense attorney has 12+ years of felony trial experience and a history handling mortgage fraud cases. We know this process can be scary, and we’re here so you don’t have to navigate it alone. Our team offers a completely free consultation so we can spend time and understand your story while providing guidance on what you can expect moving forward based on the prosecutor assigned to your case and the courts involved. Once we’ve had time to go over everything, our defense attorney will provide a custom quote to match the custom strategy we create for you if you decide to work with us. We’ll do everything in our power to fight for your freedom.

Arizona statutes 13-2320 lists specific criteria to classify residential mortgage fraud. We’ve broken down some of the key information for you below. 

Acts that constitute mortgage fraud in Phoenix include the following: 

• False Information During Lending - Somebody can present false information during the lending process in a few ways. This may involve providing inaccurate statements, misleadingly portraying information, and omitting key details. 

• Profiting from the Transaction -  Somebody can commit mortgage fraud by receiving proceeds from the loan when they know it represents false information. 

• Filing Inaccurate Documents - Mortgage fraud doesn’t only occur during the initial application process. You can also receive charges for filing inaccurate mortgage documents to the county recorder. This can include misstatements or even omitting key information. 

At Charity Clark Law, we’ve handled several mortgage fraud cases and know how to handle their complexities. That’s why we’re equipped to provide you with guidance, case law knowledge, and a defense strategy to protect your freedom. 

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Arizona law enforcement views mortgage fraud as a severe crime with severe punishments to match. This offense usually results in a class 4 felony, but it can become a class 2 felony if you have a history of engaging in mortgage fraud. 

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The punishments you receive for these charges can include any of the following: 

• Imprisonment - You can face anywhere from 1 to 12.5 years in prison depending on aggravating circumstances, mortgage fraud history, and more.

• Fines - You can receive fines up to $150,000 for felony charges in Arizona. 

• Restitution - The courts may order you to pay any victims up to the total amount originally defrauded. 

• Probation - The court may also order probation after your sentence depending on the circumstances of the alleged crime. This requires you to abide by certain rules during your time under watch, like regularly reporting to your officer, taking drug tests at random, and refraining from any new charges. 

• Criminal Record - A mortgage fraud conviction will result in a felony charge on your permanent record. This can cause daily hardships, including the inability to vote, own a firearm, join the armed services, securing housing, and more. 

All of these consequences can have a serious impact on your life, and they shouldn’t be taken lightly. Our legal team understands the gravity of a mortgage fraud charge, and we can form strong arguments to protect your freedom. 

We approach every case with compassion and understanding, leaving no room for judgment. Our defense attorney analyzes the smallest details to find big holes in the prosecution’s logic, heightening your chances of keeping your future intact.

At Charity Clark Law, our legal team brings creativity to complex cases such as first mortgage fraud charges. With our firm’s 12+ years of felony trial experience and a history defending crimes of this nature, your case will have a strong and strategic defense completely custom to your circumstances.

We provide a free consultation with our criminal defense attorney to discuss your specific charges. This evaluation helps us build a unique quote that fits each aspect of your case. Our defense attorney will also give you an understanding of what you will potentially be faced with based on the prosecutor assigned to your case and the court that will be handling your case. Once that consultation is complete, you will have all of the crucial information necessary to decide if our firm will represent you in your case. Give us a call or email us using our contact form to schedule your free consultation.

Our firm serves many cities and counties throughout Arizona. If your court case or potential charges are in Maricopa, Pinal, Pima, Yavapai or Coconino county, then contact us today to schedule a free consultation!